The PNC Travel Rewards Visa® Business Credit Card is a business travel rewards credit card. You can earn 2 miles per dollar on the first $2,500 in purchases and 1 mile per dollar on all purchases after that. There is no annual fee or foreign transaction fee.
- Issuer NamePNC
- Annual Fee$0
- Regular APR19.24% to 27.24% variable APR
- Penalty APR28.99% variable
- Balance Transfer Fee$5 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance FeeEither $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
- Want a simple no-fee business travel card for you and your employees.
- Aren’t looking for a big sign-up bonus.
- Travel abroad and don’t want to pay a foreign transaction fee.
This card doesn’t require much strategy since it offers a flat 1 mile per dollar on all purchases. However, you’ll earn 2 miles per dollar on the first $2,500 in purchases, so it can be a good use of the card to make purchases up to that amount on items that you aren’t earning bonus rewards on with other cards. Beyond that, the card does have pretty solid consumer benefits, so you can use it to buy supplies or equipment that you’d like to have extra protection or an extended warranty on.
Editor’s Take
If you’re looking to earn rewards to help offset the cost of business travel, there are better card options out there, as the PNC Travel Rewards Visa® Business Credit Card only offers 2 miles per dollar on the first $2,500 in purchases and 1 mile per dollar on all purchases after that. However, if you’re more interested in solid purchase protections and travel insurance benefits, no foreign transaction fee, and tools to manage employee cards, it could be a good fit for you.
Dawn PapandreaContributor
The PNC Travel Rewards Visa® Business Credit Card card does not offer a sign-up bonus, though you will earn 2 miles per dollar on the first $2,500 in purchases.
You will earn 2 miles per dollar on the first $2,500 in purchases and 1 mile per dollar on all purchases after that. Travel redemption offers a slightly higher value than redeeming for a statement credit. For instance, you’ll only get a $40 monetary credit for 5,000 miles, while redeeming 5,000 miles for a hotel booking, cruise or rental car is worth $50. Air travel redemptions offer the most points value: Redeem 25,000 miles for a monetary credit of up to a maximum ticket price of $315; you’ll get $50 for every 5,000 miles thereafter.
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The information for the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.
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