Maximizing Rewards
The Capital One Spark Classic for Business card earns 1% cash back on all purchases with no bonus spending categories or a sign-up bonus, so you can maximize your rewards simply by using the card as you normally would.
Comparisons to Other Cards
Benefits: Both cards have cardholder benefits including an auto rental collision damage waiver, purchase security, extended warranty coverage, and travel and emergency assistance services.
Annual fee: The Capital One Spark Classic for Business card has an annual fee of $0, and the Capital One Spark Cash Select for Business card has no annual fee.
Rewards: You will earn 1% cash back on all purchases with the Capital One Spark Classic for Business card. The Capital One Spark Cash Select for Business card earns 1.5% cash back on all purchases.
Sign-up bonus: There is not a sign-up bonus with the Capital One Spark Classic for Business card. With the Capital One Spark Cash Select for Business, you can earn a $200 cash bonus when you spend $3,000 on purchases within three months from account opening.
Benefits: Both cards offer benefits including an auto rental collision damage waiver, purchase security, extended warranty coverage, and travel and emergency assistance services.
For Capital One products listed on this page, some of the above benefits are provided by Visa(R) or Mastercard(R) and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.Â
